Top 10 Free Paystub Generator Tools for 2025

As the gig economy continues to grow and more freelancers and self-employed workers take charge of their financial futures, the need for reliable paystub generation tools has never been more important. Pay stubs are essential for verifying income, securing loans, and managing personal finances. Whether you're a small business owner, freelancer, or employee, having access to a reliable paystub generator is crucial.

Luckily, there are numerous free paystub generator tools available that can help you create professional-looking pay stubs without breaking the bank. Heres a comprehensive list of the Top 10 Free Paystub Generator Tools for 2025, with StubCreator leading the way as the best choice for most users.

1. StubCreator

StubCreator is an intuitive and powerful paystub generator that has become a go-to tool for many small business owners, freelancers, and employees. What sets StubCreator apart from its competitors is its straightforward interface, ease of use, and the ability to generate pay stubs for free with a variety of customizable options.

Key Features:

Customizable pay stub templates to suit different industries and needs.
Offers both free and premium versions, with the free option covering most basic requirements.
Allows you to enter details such as salary, deductions, hours worked, tax information, and more.
Secure and private, ensuring your data is protected.
Supports both hourly and salaried pay structures.

StubCreator is a top choice for those who want an easy-to-use pay stub generator without any complexity.

2. PayStubGenerator

PayStubGenerator is another free tool that offers simplicity and efficiency in generating pay stubs. It caters to a wide range of industries and can create pay stubs for both employees and contractors.

Key Features:

Easy-to-use interface with step-by-step guidance.
Provides a variety of templates for different business types.
Free for limited pay stub generation; premium versions are available for additional features.
Includes deductions, taxes, and direct deposit information.
Creates downloadable pay stubs in PDF format.

With its user-friendly design, PayStubGenerator is ideal for quick and simple pay stub creation.

3. 123PayStubs

123PayStubs is a popular pay stub generator offering both free and paid services. Although the free version is limited, it still provides essential features to help create basic pay stubs that meet most people's needs.

Key Features:

Pre-designed templates tailored to various professions.
Ability to enter gross wages, deductions, and net pay.
Instant pay stub generation with downloadable PDF options.
Supports tax calculations for different states.
Safe and secure platform.

While the free plan has some restrictions, 123PayStubs is an excellent option for simple pay stub creation.

4. CheckStubMaker

CheckStubMaker is a comprehensive pay stub generator tool that offers both free and paid services. The platform is easy to use and allows for the creation of professional-looking pay stubs in just a few clicks.

Key Features:

Free pay stub creation with basic features.
Customizable templates that cater to different payment structures.
Option to include tax calculations, deductions, and overtime.
PDF generation for easy downloading and printing.
Friendly customer support to assist with any issues.

CheckStubMaker's ease of use makes it a great choice for both first-time users and those looking for a quick, reliable pay stub solution.

5. PaycheckCity

While PaycheckCity is better known for its paycheck calculators, it also offers a free pay stub generator that provides simplicity and accuracy. It's primarily aimed at employees and freelancers who need a reliable, fast solution for pay stub creation.

Key Features:

Detailed paycheck calculator integrated with the pay stub generator.
Provides tax calculations and deductions based on current tax rates.
Free tool with no hidden fees.
Easy to navigate with an option for immediate PDF downloads.
Helps calculate and estimate state and federal taxes.

PaycheckCity is a solid tool, especially for those who need both pay stub creation and tax information in one place.

6. FormPros

FormPros offers an online pay stub generator tool thats ideal for small businesses and freelancers looking to generate pay stubs quickly and efficiently.

Key Features:

Free pay stub generator with options for customizations.
Supports hourly, salary, and contract-based pay structures.
Option to add taxes, benefits, and deductions.
Free downloads in a professional PDF format.
Offers other business-related forms, making it a great all-in-one solution.

FormPros is a practical tool for freelancers and small business owners who need to generate accurate pay stubs.

7. ThePayStubs

ThePayStubs offers both paid and free pay stub creation tools with an emphasis on ease of use. Their platform is designed for businesses that want to quickly generate pay stubs for their employees.

Key Features:

Allows users to generate pay stubs for free with basic features.
Supports a variety of deductions, including taxes, insurance, and retirement plans.
Option to include multiple employees and contractors in the system.
Offers a variety of pay stub templates.
Generates professional-looking pay stubs in PDF format.

ThePayStubs is ideal for small to medium-sized businesses needing an affordable solution for pay stub creation.

8. EasyPayStub

EasyPayStub is another popular free pay stub generator that allows users to create accurate pay stubs within minutes. Its an excellent tool for both freelancers and employees who need to track their earnings.

Key Features:

Simple, no-fuss interface for quick pay stub creation.
Free to use with an option for premium features.
Customizable pay stubs with options to add deductions and taxes.
Provides downloadable pay stubs in PDF format.
Accessible on both desktop and mobile devices.

EasyPayStub is perfect for individuals or businesses looking for an easy and efficient way to create pay stubs.

9. W-2 Mate

Although W-2 Mate is best known for W-2 form generation, it also provides a pay stub generator tool thats free to use. Its particularly useful for small businesses and freelancers who need a straightforward tool.

Key Features:

Free pay stub generator with customizable options.
Creates both pay stubs and W-2 forms.
Provides tax calculations, including federal and state deductions.
Generates printable PDFs.
User-friendly design that makes the process fast and simple.

W-2 Mate is a great option for those who need both W-2 forms and pay stubs for tax reporting.

10. SmartPayStub

SmartPayStub rounds out the list as a free pay stub generator tool that is well-known for its user-friendly interface and fast results. Its designed to create pay stubs with minimal effort.

Key Features:

Quick and easy pay stub generation.
Supports both hourly and salaried employees.
Includes fields for deductions, taxes, and benefits.
Secure platform with downloadable pay stubs in PDF format.
Offers additional features for premium users.

SmartPayStub is a reliable, no-frills tool for those looking to create pay stubs on the go.

Conclusion

With so many free pay stub generator tools available, its important to choose one that suits your specific needs. Whether you're a freelancer, small business owner, or employee, having a reliable pay stub generator is essential. StubCreator stands out as the top choice, thanks to its easy-to-use interface and robust features. The other tools on this list are also excellent options depending on your specific needs, so be sure to explore them and choose the one that works best for you.